Via Ace of Spades HQ
That gal's got cojones . . .
The ACH transfer (ID: 1234567890123), recently sent from your bank account (by you or any other person), was rejected by the other financial institution.
Transaction ID: 1234567890123
Rejection Reason See details in the report below
report_1234567890123.pdf.exe (self-extracting archive, Adobe PDF)
Please click here to download report:
http://MYNACHA-REPORT-DOMAIN(rest of it screwed up so you won't go there by mistake).INFO
13450 Sunrise Valley Drive, Suite 100 Herndon, VA 20171 (703) 561-1100
2011 NACHA - The Electronic Payments Association
NACHA PHISHING ALERT (02/22/2011) EMAIL CLAIMING TO BE FROM NACHA
NACHA – The Electronic Payments Association has received reports that individuals and/or companies have received a fraudulent email that has the appearance of having been sent from NACHA and signed by a non-existent NACHA employee. Specifically, this email claims to be from the “Electronic Payments Association” and appears to be coming from the email address "firstname.lastname@example.org.” See a sample of the email below.
Be aware that phishing emails frequently have attachments and/or links to Web pages that host malicious code and software. Do not open attachments or follow Web links in unsolicited emails from unknown parties or from parties with whom you do not normally communicate, or that appear to be known but are suspicious or otherwise unusual.
NACHA itself does not process nor touch the ACH transactions that flow to and from organizations and financial institutions. NACHA does not send communications to individuals or organizations about individual ACH transactions that they originate or receive.
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Additional information and guidance on phishing is available from the Federal Deposit Insurance Corporation (FDIC).
Be alert for different variations of fraudulent emails.
So, tell me again how the richest Americans somehow aren't paying "their fair share?" The top 20% of taxpayers are already the only segment of Americans who paying more by percentage in income taxes than they're making in income. They're already paying 67% of the bills, but only make 53% of the money.
The "progressives" are right. This isn't fair. But not the way that they want you to believe.
The rich pay more. That makes everybody else, to some extent, freeloaders, riding in the big wagon of the U.S. economy but not pulling their weight by paying taxes equivalent to what they're earning.
Unless "fair" somehow doesn't mean that everyone should pay for our government according to their ability to pay. Strange how "progressives"/Democrats don't even believe in the classic Marxist saying "from each according to their ability, to each according to their need." They apparently believe only in the second half of that construction, and to hell with the part about "from each according to their ability."
According to the IMF (International Monetary Fund--filbert) forecast, whomever is elected U.S. president next year — Obama? Mitt Romney? Donald Trump? — will be the last to preside over the world’s largest economy.
Most people aren’t prepared for this. They aren’t even aware it’s that close. Listen to experts of various stripes, and they will tell you this moment is decades away. The most bearish will put the figure in the mid-2020s.
You: "Wow, everything seems like such a mess. What are we going to do to fix things?"
Other Person: "I dunno. Make the rich pay their fair share."
You: "Well, yeah, you're right, everybody should pull their own weight. But that brings up the next question--what's fair? According to information released by the IRS (and compiled by the Tax Foundation), the top 1% of American taxpayers earn 20% of the money but pay nearly 40% of the taxes. The top 5% earn 35% of all earned income, but pay 58% of all income taxes. The top 50% of all earners earn 87% of the income, and pay 97% of the taxes, which means the bottom 50% earns 13% of the income but only pay 3% of the taxes.
"The three biggest government programs other than national defense--Social Security, Medicare, and Medicaid, mostly benefit the poorer people, because the richer people don't usually need them. So, poor people pay the least and get the most, and rich people pay the most and get the least. So, you know, we get back to the question--what's fair?"
Other Person: "Well, all that's well and good, but the rich are getting richer!"
You: "Actually, no, they're not, according to the latest statistics from the Treasury Bureau, they took a hit just like everybody else in the country--since 1996, the median household income of the very top earners went down, not up. But even it it were true that the rich were getting richer, is that really a bad thing? It's not like Monopoly--the rich getting richer doesn't mean that everybody else is getting poorer. It's not a zero-sum game. What do you suppose the rich do with their money? They want to earn more money, usually, which for almost all rich people means that they invest it in for-profit companies--companies that make things, companies that give people jobs, companies that will make more money for the rich people. When you take money away from rich people, you make it harder for them to invest and harder for them to give people jobs. That doesn't sound very compassionate to me, and I know you're a pretty nice person, so you wouldn't want to make it harder to make jobs, would you?"
Other Person: *sputters, probably goes negative/emotional on you* -or, if somewhat rational, comes back with- "Well, then, what do YOU think we should do?"
You: Well, it would be nice if we could start giving incentives to people to invest in companies, to go to work, to really improve themselves, rather than paying off political cronies and politically-correct companies, and bailing out failing companies--let them fail!--and start working on getting our government programs working on preparing people to find something they're good at and getting them doing that, earning their own way, being productive. There will always be those who we'll have to help, but we need to be realistic about it. People have to pull their own weight--rich people and everybody else."
(From here on out, you're on your own)